The government’s mandatory payrolling of benefits in kind has been postponed until April 2027, offering employers and payroll providers greater time for adjustment and improved implementation strategies.

A clear, practical guide for contractors on building and maintaining a strong credit score when working via an umbrella or limited company structure. Includes strategies, tips, and common pitfalls.

Contractor day rates are facing downward pressure due to market changes, new legislation, and economic uncertainty. Contractors must adapt with skill diversification, negotiation, and expert guidance to remain competitive.

A comprehensive analysis of current labour market trends, skills shortages, sector dynamics and the evolving demand for contractors in the UK, with insights into future opportunities and risk factors.

A director’s loan is money taken from or given to a limited company by its director, separate from salary or dividends. Understanding rules and tax implications is crucial for compliance.

An in-depth, practical guide to the HMRC IR35 online tool (CEST): how it works, its strengths and criticisms, real-world tips, alternatives, and compliance essentials for UK contractors and businesses.

CEST is HMRC's tool for determining employment status for IR35. This article explains how it works, its significance, and its limitations for contractors and businesses in the UK.

It's possible to switch from a permanent employee to a contractor at your current company, but you must consider employment law, IR35, and conduct a genuine status change for compliance.

This article demystifies Employers’ National Insurance for umbrella contractors, clarifying why contractors shoulder the cost and offering tips to ensure transparency and fair treatment in contracts.

A clear, engaging guide to the real and hidden costs of forming a limited company in the UK—covering official fees, ongoing expenses, and practical tips for new founders and freelancers.

A practical, structured 10-step guide to launch a stable and successful IT contracting career in the UK for 2025—covering skills, compliance, finance, and strategic networking.

As the IR35 market continues to shift in 2025, more contractors are moving away from umbrella employment and returning to limited company contracting. But amid this transition, concerns remain over the conduct of some umbrella companies — particularly around payslip deductions and transparency. In response, a growing number of specialist accountants are offering free umbrella payslip audits to new clients as part of their onboarding process.

Rising minimum wage boosts HMRC revenues through increased income tax and NICs, yet the financial burden falls heavily on employers facing higher payroll costs and administrative challenges.

Rising National Minimum Wage (NMW) rates are often seen as a positive move for low-paid workers. But for some contractors working through umbrella companies — particularly those using specific pay models that include tax-efficient components — an increase in NMW can actually lead to reduced take-home pay. This is not due to any wrongdoing, but rather a structural consequence of how certain umbrella arrangements are designed.

The UK 2025 Budget brings significant changes for businesses and contractors, focusing on economic resilience, tax measures, and employment reforms, with deep implications for sector stability and future planning.

Specialised mortgage advisors offer tailored solutions, expert guidance, and rigorous diligence for borrowers with unique needs. Baggette & Co exemplifies expertise and trustworthiness in this essential field.

A clear, narrative-driven breakdown of IR35 compliance, your SDS rights as a contractor, and what obligations your end client must meet to ensure fair and lawful engagements in the UK.